Terms and Conditions

Last Updated: 20/05/2026

Welcome to LIC Life Plus. By accessing or using our website, www.liclifeplus.com, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using this website.

1. About LIC Life Plus

LIC Life Plus is an informational and lead collection website created to help interested individuals explore career opportunities such as LIC Advisor, Bima Sakhi, internship opportunities, and related referral programs.

The website also provides useful links and resources related to LIC of India services, customer support links, IRDA-related resources, PAN/CKYC services, and other public utility links.

2. No Direct Employment Guarantee

Submission of an application through this website does not guarantee selection, appointment, employment, agency approval, stipend, commission, or any other benefit.

All advisor, Bima Sakhi, internship, or related opportunities are subject to eligibility, verification, training, examination, approval, and applicable rules of LIC of India, IRDAI, and other relevant authorities.

3. Information Accuracy

We try to keep the information on this website accurate and updated. However, we do not guarantee that all content, links, schemes, eligibility details, commission information, stipend information, or application processes will always be complete, current, or error-free.

Users are advised to verify important information from official LIC of India, IRDAI, or government sources before making any decision.

4. Use of Website

By using this website, you agree that you will not:

Submit false, misleading, or incorrect information.
Use the website for illegal, fraudulent, or harmful purposes.
Attempt to damage, hack, misuse, or disrupt the website.
Copy, reproduce, or misuse website content without permission.
Misrepresent yourself as an official representative unless authorized.

5. Application and Contact Forms

When you submit forms on this website, including advisor applications, Bima Sakhi applications, internship forms, or referral forms, you agree that the information provided by you is true and correct to the best of your knowledge.

We may contact you through phone, email, WhatsApp, SMS, or other communication channels for application follow-up, career guidance, recruitment support, referral updates, or related services.

6. Refer and Earn Program

The Refer and Earn program, if available, is subject to internal terms, verification, successful qualification of the referred person, and applicable business rules.

Rewards, if any, may be changed, withheld, delayed, or cancelled if the referral is found invalid, duplicate, incomplete, fraudulent, or not meeting the required conditions.

7. Third-Party Links

This website may contain links to third-party websites, including LIC of India, IRDAI, Google Forms, PAN/CKYC services, app stores, payment portals, Telegram groups, and other external resources.

These links are provided only for user convenience. We do not own, control, or take responsibility for the content, availability, accuracy, privacy practices, or security of third-party websites.

Users should review the terms and privacy policies of external websites before using them.

8. No Financial or Legal Advice

The information on this website is provided for general informational and career guidance purposes only. It should not be considered financial, legal, tax, insurance, or professional advice.

For policy-related decisions, users should consult authorized LIC officials, qualified advisors, or relevant professionals.

9. Intellectual Property

All website content, text, design, images, layout, branding, and other materials used on this website belong to LIC Life Plus or are used with permission, unless otherwise stated.

You may not copy, modify, distribute, publish, or use any website content for commercial purposes without prior written permission.

10. Privacy and Data Usage

Your use of this website is also governed by our Privacy Policy. By submitting your information, you agree that we may collect and use your information as described in our Privacy Policy.

Please read our Privacy Policy here:
Privacy Policy – LIC Life Plus

11. Limitation of Liability

LIC Life Plus shall not be liable for any direct, indirect, incidental, financial, career-related, data-related, or consequential loss arising from:

Use or inability to use this website.
Incorrect or outdated information.
Third-party links or services.
Application rejection or delay.
Changes in LIC, IRDAI, or government rules.
Technical errors, downtime, or data transmission issues.

Users access and use this website at their own discretion and risk.

12. Changes to Terms

We may update or modify these Terms and Conditions at any time without prior notice. Any changes will be posted on this page with an updated date.

Continued use of the website after changes means you accept the revised Terms and Conditions.

13. Contact Us

For any questions regarding these Terms and Conditions, please contact us:

LIC Life Plus Branch
LIC of India
Flat No. 501, JSR Residency,
Sri Chaitanya Nagar, Maddilapalem,
Visakhapatnam, Andhra Pradesh – 530013

Phone: +91 8887333777
Email: hr@liclifeplus.com